Know where your money goes.
Moneytaw reads your bank alerts, sorts every transaction with AI, and shows your full financial picture — in one app.
free to start — no card required ✦
Works with the banks you actually use
4.8accounts each
Active bank accounts for every BVN holder in Nigeria. Each one shows you a fraction of the truth.
NIBSS, 2025
70%support family
Of Nigerian income earners send money to extended family — 46% of them every single month.
PiggyVest Savings Report, 2024
16%financially healthy
Down from 28% three years earlier, even as more Nigerians than ever hold bank accounts.
EFInA Access to Financial Services, 2023
Your money, in
Stop typing transactions.
Four ways your data gets in — pick one, or all of them.
Balance
₦412,908
Connected banks
Link your account once — new transactions sync in real time.
Statement upload
Drop in a PDF statement — or CSV, or Excel. Duplicates bounce right out.
Credit Alert 🔔
+₦150,000 · NIP transfer
Email sync
Bank alert emails fold into tidy transactions, automatically.
SMS parsing
On Android, bank SMS alerts become entries the moment they land.
AI categorization
AI that speaks your bank's language.
'POS TRF 0043 IKEJA' becomes 'Food & Dining'. Automatically.
wrong guess? fix it once — it becomes a rule
Net worth · Health score · Insights
One number that tells the truth.
Your net worth, a financial health score, and 14 insight lenses that read your money like a story.
Net worth
₦0
82
health
Budgets that shout before you overspend.
And a place to watch what it is building.
easy there…
Budgets & alerts
Set a limit per category. Moneytaw pings you before you blow it — not after.
Investments
Track what your money is building — alongside everything it's spending.
Lending
The loan you both remember the same way.
Money between friends rarely goes missing. It gets forgotten — the amount, the date, whether that transfer in May was a repayment or something else.
They agree without downloading anything
Send a link. Your friend opens it, sees the amount and the due date, and confirms — no account, no install. Once they do, the loan sits on both your records. One version of the story instead of two.
It finds the loans you never wrote down
Moneytaw reads your imported statements for money that moved like lending, works out who from the narration, and offers to track it. It spots repayments too, and matches them to the right loan — in both directions, what you owe and what you're owed.
Loan agreement
no account needed on their side ↗
Giving
Give faithfully. Track it easily.
Tithe, Zakat, or your own giving plan — Moneytaw calculates what you owe and quietly keeps score of what you've given.
generosity, minus the mental math
Did you know
Fix a category once and Moneytaw remembers — every future statement gets it right.
Playground
Don't take our word for it. Play with it.
Thirty-second guided walkthroughs of real Moneytaw moments — right here, no download needed.
try before you even try ↗
Offline-first
Works without signal. Syncs when you're back.
PIN & biometric lock
Your numbers stay behind your fingerprint.
Multi-currency
₦, $, £, € — with real parallel-market rates.
Export anytime
Your data is yours. Take it whenever you like.
Your data is yours. Full stop.
Pricing
Start free. Upgrade when it pays for itself.
Free
₦0forever
- AI categorization
- Bank sync & statement uploads
- Budgets, net worth & health score
- 5 insight lenses
Premium
Most popular₦2,500/month
or ₦25,000/year — two months free
- Everything in Free
- All 14 insight lenses
- Priority support
- Early access to new features
Or let your friends pay for it.
Invite someone and you earn Kudi Points as they set up — up to 330 per friend. They start with 500 points of their own, just for joining with your code. 1 point = ₦1 off Premium, and if your points cover the whole thing, no card is involved at all.
Your money has been trying to tell you something.
Free to start. Two minutes to set up.
no card required ✦