Moneytaw

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Money, made legible.

givingbudgeting

Black tax, counted: how to support family without losing the plot

70% of Nigerian income earners support extended family and 46% do it every month — yet almost nobody budgets for it. Here's how to give it a line, a number, and a limit you choose.

18 Aug 20262 min readRead it
guidesimports

Your first import, start to finish: statement to sorted transactions

A complete walkthrough of the flow that matters most — upload a statement, fix the categories that need fixing, teach Moneytaw a rule, and see your account and transactions land where they belong.

18 Aug 20264 min
guidesreferrals

How to get Moneytaw Premium without paying for it

A practical guide to Kudi Points — what each referral milestone is worth, how many friends it actually takes, and how to apply points at checkout so Premium costs you nothing.

18 Aug 20263 min
lendingguides

How to lend money to a friend without losing the friendship

A walkthrough of Moneytaw's loan links — agree terms in writing, have the other person confirm without downloading anything, and get the loan onto both your records before memory has a chance to drift.

18 Aug 20263 min
givingguides

How to set up tithe, Zakat or any standing giving commitment

A step-by-step guide to Moneytaw's Giving & Obligations — choosing the right calculation basis, excluding income that shouldn't count, and tracking what you've actually paid against what you owe.

18 Aug 20263 min
accountsinsights

Why your money feels scattered (the number behind it)

There are 4.8 active bank accounts for every BVN holder in Nigeria. That single statistic explains why you can earn well and still never quite know where you stand.

18 Aug 20262 min
insightssavings

Your idle cash is shrinking (and the account balance won't tell you)

Nigerian inflation ran at 15.43% in July 2026 and food inflation at 20.31%. Money sitting still in a current account isn't neutral — it's a slow, guaranteed loss.

18 Aug 20262 min
bank statementsguides

How to read your GTBank statement (and what it's hiding)

Those cryptic narration codes — POS TRF, NIP, USSD — are a language. Here's how to decode a GTBank statement line by line, and what your last three months are trying to tell you.

30 Jul 20261 min
givingguides

Tithe vs Zakat: a practical calculator guide

How to actually compute your tithe or zakat from real income — what counts, what doesn't, and how to keep a faithful record without spreadsheets.

24 Jul 20261 min
insightsbudgeting

The 13 money leaks Nigerians don't notice

From tiny leaks to lifestyle creep — the thirteen patterns that quietly drain accounts, and how to spot each one in your own numbers.

17 Jul 20261 min