Pricing
Free forever. Premium when you're ready.
Track everything for ₦0. Upgrade when you want every lens on your money.
Free
The full financial picture — free forever.
₦0forever
- Unlimited transactions & accounts
- Connected banks, statement, email & SMS imports
- AI transaction categorization
- Budgets with overspend alerts
- Net worth & financial health score
- 5 insight lenses
- Tithe, Zakat & custom giving tracker
- Debts & loan links
- Multi-currency & data export
Premium
Most popularEvery lens on your money, plus first dibs on what's next.
₦25,000/year
- Everything in Free
- All 14 insight lenses — Top Sinks, Recurring Bills, Idle Funds, Budget Breakers, Lifestyle Creep, Spend Velocity & more
- Priority support
- Early access to new features
Secure payments via Paystack · cancel anytime
Refer friends. Both of you earn.
You collect Kudi Points as each invite gets set up — 10 when they join, then 20, 50, 50 and 200 as they go, up to 330 per friend. They start with 500 points of their own just for using your code. 1 point = ₦1 off your subscription — cover the whole price and no card is involved at all.
Do I need a card to start?
No. The Free plan needs nothing but an email — and it stays free.
How do I pay for Premium?
Through Paystack, with your card or bank. Subscriptions renew automatically and you can cancel anytime in Settings.
What are Kudi Points?
Referral credit, worth ₦1 each off your subscription. You earn as each invite gets set up — up to 330 points per friend — and they start with 500 points for using your code. Points never expire, and enough of them means Premium costs you nothing.
Your money has been trying to tell you something.
Free to start. Two minutes to set up.
no card required ✦